Personal insurance
If you are travelling away from home, it is highly recommended that you get insured even if you are healthy. You can be prey to any kind of mishap or you may need emergency evacuation and your insurance can be a great help. Declare pre-existing conditions before the insurance company so that you can know what is included and what is not included in the policy and to plan your travel. Find out in advance about the procedures for your company to reimburse directly to providers or to you later if you are already insured luckily. Knowing everything about your insurance company and about the plans you are entitled would be very helpful. You must carry necessary documents in your backpack for immediate action in case of any emergency.